The housing plan was promised as the most ambitious since the Second World War. The accelerator fund at its center was to move money at urgency. Instead, disbursements crawl while housing starts fall 19% year-over-year and two-thirds of Canadians grade the government a failure on housing. A fund that arrives after the crisis compounds is not acceleration; it is documentation.
Municipalities — the only level of government that actually issues permits — report the same story: application windows, federal conditions, and reporting requirements that consume staff time better spent approving buildings. The money exists in appropriations; it does not exist in foundations.
The gap between the rhetoric and the starts line is where affordability went to die. A WWII-scale effort would have treated permits like ammunition. This government treats them like paperwork, and wonders why the housing front is losing.
The Point: You cannot accelerate housing at the speed of a press release. Until money moves at the speed of construction, the plan is a slogan with a budget line.